Exploring Your Retirement Options

Contributing to your pension

The earlier you are able to start contributing to your pension the better.  Not only will you have more contributions going into your pot but the funds will also be invested over a longer period 


Take the guess work out of saving for the future and put a solid, achieveable plan in place


We will help you to discover how much risk you are happy to take with your investment and show examples of what you can expect going forward

Tax Relief

Do you know that your contributions attract tax releif and when you make a contribution your pension provider can claim an extra 20% back from HMRC to boost your pension pot?


Early investment means that any growth you have in the early years will increase the fund value for potential growth in future years

The value of your investments

Your pension savings may be larger if you are able to start contributing earlier, by larger amounts or leave it invested for a longer by retiring later. If you would like to have more money in retirement you could choose to defer your state pension as well as any personal or company pension you are entitled to.

Everyone is different and will approach retirement in their own way, we are here to help guide you and offer you our experience and advice so that you can make the best of your retirement, whatever that may mean to you.

Decide when to start taking your pension

Timing can play a big part in the income you receive when you retire. Currently, you can draw on your pension savings from as early as 55, rising to 57 in 2028.

Retirement isn’t as cut and dry as it used to be, a lot of people now choose to “semi-retire” and work part time, using a combination of income from their job and their pension.

Whatever is right for you, we can help you understand the options and opportunities you have.

Retirement Income

The income you receive when you retire can come from a variety of sources.  When calculating how much you would like your income in retirement to be, consider where all your possible income could derive from.  Money you receive from your State Pension, your spouse or partners pension, any personal pensions, savings or properties could all have an impact.

Getin touch to talk through your options