Privacy Policy

Exploring Your Retirement Options

Who we are

Retirement Income Solutions is a trading name of Astute Financial Management UK Ltd, who are authorised and regulated by the Financial Conduct Authority. FCA registration number is 484450.

What personal data we collect and why we collect it

Contact forms

Data we collect from contact forms is solely retained for the purposes of responding to your enquiries. Unless a member of our staff actively engage with you within 7 working days your data will be expunged from our systems.

Should we get in contact we will retain your data until absolutely necessary to do so. In instances where we have engaged in financial advice we are often bound to regulatory obligations that require us to retain client data for the life cycle of their financial product.


Tracking cookies are utilised by this website to monitor user activity whilst navigating pages. This helps us optimise our site to be as user friendly as possible, we do not sell this data and it is appropriately anonymised.

The site also employs the use of Google Analytics to monitor traffic and usage. You can review Google’s Terms of Service here.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

When we engage with you as a client your data may be shared with third-party providers to ascertain which financial products may be most beneficial to you.

Before doing so we will request that you complete a “Letter of Authority” that will permit us to make our enquiries to these third-parties on your behalf. We also request that you review and sign our “Terms of Business” to ensure you are aware of our processes and fees before continuing.

Retirement Income Solutions only engage with third-party providers that are authorised and regulated by the Financial Conduct Authority and have met our high standard for Data Protection and Security.

How long we retain your data

Retirement Income Solutions only retains client data as long as is absolutely necessary to do so. Please be aware that should our staff issue financial advice that leads to the taking up of a product; particularly long-term commitments such as mortgages, equity release or pensions we are obligated by the regulator to retain records for the lifetime of the product.

What rights you have over your data

The right to erasure is also known as ‘the right to be forgotten’.

Upon written request we will implement deletion or removal of personal data where there is no compelling reason for its continued processing. Exceptions to this will be when we hold and maintain live accounts and or when we are obligated to retain data by regulatory or legal bodies.


All images on our site come courtesy of, a fantastic source of openly licensed, attribution free images.

Our contact information

Call us on: 0203 301 2961
Send us a message here

Our offices are located:

Retirement Income Solutions
Romney House, Romney Place
ME15 6LG